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EAR (Erection All Risk Insurance)

  • 1. Product Overview
    It covers the assembly and installation of all machinery, steel structures and device types, from the assembly of small machinery to the construction of large-scale plants, and is an All Risk Cover policy that covers property damage caused by unforeseen accidents during the entire construction process from the completion of the assembly construction to the completion of the commissioning and the completion of the assembly project.

    At the option of the policyholder (construction owner, contractor, and other construction officials), we will compensate for the liability incurred for the damage to the body or property of the 3rd party during the assembly construction.
    The Client can join the assembly of all individual machinery or the construction of units and plants in batches.
    If you risk getting additional coverage in addition to the basic coverage, you can choose from the special clause to get additional coverage.
    (e.g. residual removal costs, surrounding property, catalysts, manufacturer defects, etc.)
  • 2. Company Who needs this policy

    a) For individual machinery Owner

     - Turbine, generator, boiler, compressor, engine, motor, transformer, rectifier, switchboard

     - Pumps, elevators, cranes, conveyor belts, cable lines

     - Printing machines, paper and weaving machines, tanks, steel structures

     - Various other mechanical/device structures

    b) for factory / business plant

     - Power plants, steel mills, petrochemical plants, auto parts factories, fertilizer plants

     - Dyeing factory, printing factory and paper and textile factory

     - Manufacturing plants for various other consumer goods and production products

  • 3. Main covered damages

    - Covers damages caused by fire, explosion, thunderbolt, theft.

    - Compensate for defects in the assembly work, damages caused by mishandling or malice of the employee or 3rd party.

    - Compensate for damages caused by accidents that occurred during commissioning.

    - Compensate for damages caused by other collapses, shocks or collisions, or accidents caused during the transportation of construction objects at the construction site.


    When the 3rd Party Liability cover added, this Policy will compensate for the legal liability caused by damaging the property of the 3rd party or causing physical impairment due to the direct cause of the construction.